Max 401k Contribution 2025 Including Employer Contribution. The total overall 401(k) contribution limit for 2025, which includes employer matching contributions and nonelective contributions, is $69,000. As announced by the internal revenue service (irs), contribution limits for 401(k) plans have increased in 2025.

The maximum 401 contribution limit increases. For 2025, the maximum 401(k) contribution limit is $23,000 for individuals under the age of 50.